A monthly financial review with someone who actually reads the numbers.
A structured monthly session with your fractional CFO — performance, risks and the decisions in front of you — so the numbers turn into action instead of sitting in a report nobody discusses.
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Numbers are only useful if someone walks you through them
Most founders get a monthly P&L and glance at the bottom line. Few have the time — or, frankly, the financial training — to interrogate what's actually driving the number, whether a trend is a blip or a pattern, or what decision it should trigger. A financial review changes that from a document into a conversation.
Every month, your Virtual CFO walks you through performance against plan, flags anything that needs attention, and helps you decide what to do about it — a hiring decision, a pricing change, a spending cut — grounded in the actual numbers, not a gut feel.
Accounting produces the numbers. A financial review interprets them — connecting a margin dip to a specific cause, flagging a trend before it becomes a crisis, and translating the data into a decision you can actually make this week.
What's included
A standard monthly review engagement includes:
Performance walkthrough
A structured session covering revenue, margin, cash and expenses against plan.
Variance analysis
Significant deviations from budget or forecast explained, not just flagged.
Risk flagging
Emerging risks — a slipping margin, a concentration risk, a cash gap — surfaced early.
Decision support
Specific decisions in front of you — hiring, spend, pricing — discussed with the numbers behind them.
Action tracking
Agreed actions from each review are tracked into the next one, so nothing gets dropped.
Written summary
A concise summary after each session you can share with co-founders or the team.
Getting reports you don't actually discuss with anyone?
Let's put a real conversation behind your monthly numbers.
How the monthly review runs
1. Pre-read prepared
Your CFO reviews the closed month's numbers and prepares specific talking points before the session.
2. Review session
A focused session — typically 45–60 minutes — walking through performance, risks and open decisions.
3. Follow-through
A written summary and agreed actions are shared, and tracked into the following month's review.
Reviews run monthly, typically scheduled within a week of your books closing for the month.
Get a clear, itemised quote.
Tell us about your business and we'll size up exactly what this service costs for you — no obligation.
Pricing
This is usually delivered as part of a broader Virtual CFO retainer, priced against the seniority of support your business needs. See our pricing page for indicative ranges, or get an exact, itemised quote in one call.
Frequently asked questions
How is this different from a call with my accountant?+
Can co-founders join the session?+
What if there's an urgent issue between scheduled reviews?+
Do I need clean monthly books for this to work?+
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A structured review with a CFO-level advisor, every month.